The National Health Insurance Scheme (NHIS) introduced a new option of membership renewal and premium payment through mobile phones to relieve members from the stress of long queues at the membership registration and renewal offices. The purpose of this study is to determine the determinants that influence patronage of this innovation.
1. To apply for a National Insurance number
A National Insurance number (NI number) is a unique number that identifies you within the UK system. It makes sure that the National Insurance contributions you pay and any tax you pay are recorded against your name. Your NI number can be found on payslips, P60s and official letters about tax or benefits.
You can call this number to apply for a NI number, or to find out whether you already have one. You’ll need to have some proof of your identity with you – this could be a passport, driving licence or bank statements. You can also apply online.
After you’ve applied, you’ll get an email with an application reference number. This will tell you if you need to attend an interview or send in more documents. It can take up to four weeks to get your NI number after you’ve proved your identity.
You will normally receive your NI number automatically in the three months before your 16th birthday. However, if you haven’t received it or can’t remember it, you can contact HMRC to request it. The NI phone number is also the best way to get help if you’re having trouble finding your NI number or if you think it may have been changed. You can also write to this address with any National Insurance queries except complaints.
2. To check your National Insurance record
The National Insurance (NI) contributions paid by you and your employer are credited to your NI record, which determines your eligibility for certain benefits. These include the state pension and other payments based on your earnings, such as Jobseeker’s Allowance or maternity pay.
The amount you get from the state pension when you retire depends on how many years of NI contributions you have. If you don’t have the required number of qualifying years, you may be able to fill gaps in your NI record by paying voluntary contributions.
HMRC has an online service where you can check your NI record. You can use this service by signing in to your personal tax account using your Government Gateway user ID and password. You can also contact HMRC’s helpline by calling the number below.
You can also find out if you’re entitled to a full State Pension or other benefits by checking your National Insurance record using the online NI calculator. You can find the calculator at https://www.gov.uk/calculate-your-state-pension.
The NI calculator will show you whether you’re eligible to fill any gaps in your record by paying voluntary NICs. It will also explain the impact these payments could have on your future State Pension. However, it’s important to consider your own situation before you decide to make voluntary NI payments.
3. To find out if you’ve paid more National Insurance than your record shows
HMRC checks your National Insurance record regularly, but it can take time to fix a mistake. If you think there’s an error, you can ask them to correct it by writing or calling the helpline. You can also use the website to check if you have gaps in your contributions record. Gaps can mean you won’t get the full state pension when you retire.
National Insurance is a tax on earnings paid by employees and self-employed people, plus credits given to those who can’t pay for reasons such as being unemployed or caring for someone. It’s used to build up your entitlement to certain benefits including the state pension and maternity allowance.
When you’re employed you pay Class 1 National Insurance through your PAYE payroll. Your employer will deduct it from your wages. You’ll also pay Class 2 and, if you’re self-employed, Class 4 depending on your profits.
You can check if you have any gaps in your NI record using the website or phone the NI helpline. The website will show you if there are any gaps and if you have, they’ll tell you how many years of HRP (Home Responsibilities Protection) you haven’t earned and why. You can also find out how to fill in those gaps by paying voluntary NI contributions (NICs). It’s worth checking your NIC record even if you aren’t going to claim any benefit now.
4. To report a mistake
If you apply for a National Insurance number and they give you the wrong one or don’t send it to you at all, tell HMRC. They can check your application and send you a new one free of charge. A NI number will usually be 2 letters, 6 numbers and then an A, B or C – like QQ 12 34 56 C. If an application is sent in with a temporary NI number or no NI number, but has other supporting evidence of NI payments, it can be considered for verification as normal. See the Exceptions Process for more information. ביטוח לאומי טלפון